Having some sort of insurance policy in place is always a good idea. It will protect you and your business and it's a sound business decision and one that should be considered thoughtfully.
We've provided this list of insurance resources for you. Be sure to do your due diligence and research your options to determine which one is best for you and your business. We'll make an effort to keep this page updated, however, it is up to you to verify the information we have provided here.
There are quite a few places that offer general liability insurance to energy and body workers. There are fewer who offer the general liability insurance for readers. From the research we've conducted, aromatherapists and herbalist and anyone else who prescribes medicinal advice, need a specific type of policy so we have listed a resource at the end of this list for those business owners.
I have found that having general liability insurance with a coverage of $1,000,000 for a single event is sufficient for most venues (if you are doing events).
Massage Magazine Insurance $159 year
They do not cover readers specifically, however, many readers are also Reiki practitioners which is covered.
The policy does have coverage for readers. This insurance policy also comes with an annual membership that is included with the price. Check out the website for all the details.
You must join the Professional category for $149 a year and the insurance plans start at $125 year
This policy does have coverage for readers. The policies start at $125. This is a similar insurance plan that is offered through Energy Medicine Practitioners Association and they are the same price. You'll just need to find out which association is a better fit for you.
This is an association that offers insurance plans. They do have coverage for readers. The association costs $99 per year and you must be a member to have the insurance plan. Being a member will entitle you to discounts on your insurance policy. Visit their website for more details.
This site offers you many options for various modalities. They have links and resources for you to research. I chose to add this one for the aromatherapists, nutritionists and herbalists as these modalities are listed on this site.
This insurance plan does have an add on policy for products, if that is something you've been looking for.
And for those of you who are artists or crafters and are looking for insurance for just one event or for an annual policy here is a good resource for you.
Event Insurance - The Event Helper
Event Insurance - eventsured
If you're holding an event, these are great resources to take care of your insurance needs.
I hope this is a good start for you to find what you need. Many of these insurance plans are reasonably priced and the associations seem like they have a lot of great resources to help you with your business.
We'd love to hear from you if you have another resource. Use the contact form to send us the information.